A&D Mortgage Increases CLTV on Foreign National DSCR Loans to 75% – More Buying Power for Investors!

At A&D Mortgage, we are committed to providing innovative mortgage solutions that help international investors succeed in the U.S. real estate market. That’s why we’re excited to announce enhanced loan limits and CLTV on Foreign National DSCR and Full Doc loan programs. 

These updates provide greater financing flexibility and allow borrowers to qualify for more financing with lower down payments, making it easier to purchase or refinance investment properties.

What’s New? 

Foreign National DSCR Loan Updates 

Purchase Loans 

• Up to 75% CLTV for borrowers with FICO 660 or No FICO 

• Max Loan Amount: $3 million 

Cash-Out Loans 

• Up to 70% CLTV for borrowers with FICO 660 or No FICO 

• Max Loan Amount: $2 million 

Foreign National Full Doc Loan Updates 

Purchase Loans

• Up to 75% CLTV for borrowers with FICO 660 or No FICO 

• Max Loan Amount: $3 million 

Cash-Out Loans

• Up to 70% CLTV for borrowers with FICO 660 or No FICO 

• Max Loan Amount: $2 million 

Why This Matters for Borrowers 

• Lower Down Payments. Borrowers can purchase with just 25% down, freeing up capital for other investments. 

• Higher Loan Amounts. Increased financing opportunities for larger property investments. 

• More Flexibility. No FICO required for full eligibility, making U.S. property investment more accessible. 

Why This is a Game-Changer 

• Lower Upfront Costs. Investors can now keep more of their cash in hand for other investment opportunities. 

• Higher Leverage for Growth. More financing means foreign nationals can expand their U.S. real estate portfolios more efficiently. 

• Competitive Advantage. With rising property values, higher CLTVs help borrowers enter the market with stronger purchasing power. 

This enhancement reflects our ongoing commitment to providing flexible and competitive loan solutions for foreign national investors. If you have clients looking to take advantage of this increased CLTV on Foreign National, now is the time to act! 

For more details, contact your A&D Mortgage Account Executive or visit our website to learn more about our Foreign National DSCR and Full Doc Loan Programs.