Great news – our improved pricing is available through July 31. More time means more closed deals so don’t miss the opportunity to get an EXTRA 25 bps on all Non-QM loans of Prime, Super Prime, DSCR, Foreign Nationals, and Second Liens in the following states:
New Jersey, Texas, Arizona, Tennessee, Georgia, Maryland, Washington, Massachusetts, Illinois, Colorado, Nevada, North Carolina, Connecticut, Utah, Pennsylvania, South Carolina, Ohio, Delaware, Oregon, Oklahoma
California partners, stay tuned – we’ll be sharing something great with you tomorrow, July 2!
Serve More Clients with Non-QM Solutions
While not being a universal tool, Non-QM loans are extremely popular.
‘What stands out most is not just the growth of Non-QM, but the confidence behind it. Brokers increasingly view Non-QM as a core part of the lending landscape. ‘
– Max Slyusarchuk, CEO of AD Mortgage.
How can mortgage originators understand when the client is better suited for a Non-QM loan program? Here are some cases which match perfectly with Non-QM solutions:
- Self-employed borrowers with stable income and sufficient savings
- Borrowers with non-traditional income but strong assets – such as seasonal workers or investors
- Borrowers who have experienced a minor credit event recently
- Borrowers with complex income and several income sources
- Unique properties that do not fit traditional standards
If your client checks any of these boxes, do not miss the chance to close their loan at better terms. Approved partners can get a 25-bps improvement automatically:
- Log into the AIM Partner Portal
- Lock the Non-QM loan – 1st or 2nd liens – until July 31
- Ready – improved pricing is applied
Better Non-QM pricing is only one of many benefits of becoming an Approved Partner. Apart from that, you can access technologies such as LEADer CRM, ADvantage Loyalty Program, and Quick Pricer Pro to help you improve the efficiency of your working operations for free.
Available across Wholesale, Correspondent, and Correspondent Plus channels.
FAQ
What is the Extra 25 bps Promotion?
The Extra 25 bps promotion offers a 25 basis points pricing improvement on eligible Non‑QM loans during the promotional period.
Which Loan Programs Qualify for This Promotion?
The promotion applies to Non-QM programs, including Prime, Super Prime, DSCR, Foreign National, and Second Mortgage.
In Which Business Channels is the Promotion Available?
Available across Wholesale, Correspondent, and Correspondent Plus channels.
In Which States is the Promotion Available?
The promotion is available in the following states:
New Jersey, Texas, Arizona, Tennessee, Georgia, Maryland, Washington, Massachusetts, Illinois, Colorado, Nevada, Connecticut, Utah, Pennsylvania, South Carolina, North Carolina, Ohio, Delaware, Oregon, and Oklahoma.
What are the Eligible Lock Dates?
Eligible Non‑QM loans must be locked from April 27 through July 31, 2026.
Are There Any Additional Requirements to Qualify?
Loans must meet all AD Mortgage eligibility, lock, and underwriting requirements and must be locked during the promotional period to qualify for the promotional pricing.
