AD Mortgage’s partners know how flexible and efficient Non-QM loans can be. To help you close more deals, we are offering improved pricing this spring – get an EXTRA 25 bps on ALL Non-QM loans, including 2nd liens, in the following states:
Arizona, California, Colorado, Connecticut, Delaware, Georgia, Illinois, Maryland, Massachusetts, Nevada, New Jersey, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Washington
Serve More Clients with Non-QM Solutions
While not being a universal tool, Non-QM loans are extremely popular.
‘Non-QM is an alternative way to qualify for a loan. If the borrower in front of you has strong assets, income, and overall financials, by all means, go agency. ‘
– Mark Glaser, Wholesale Team Manager at AD Mortgage.
How can mortgage originators understand when the client is better suited for a Non-QM loan program? Here are some cases which match perfectly with Non-QM solutions:
- Self-employed borrowers with stable income and sufficient savings
- Borrowers with non-traditional income but strong assets – such as seasonal workers or investors
- Borrowers who have experienced a minor credit event recently
- Borrowers with complex income and several income sources
- Unique properties that do not fit traditional standards
If your client checks any of these boxes, do not miss the chance to close their loan at better terms. Approved partners can get a 25-bps improvement automatically:
- Log into the AIM Partner Portal
- Lock the Non-QM loan – 1st or 2nd liens – this spring
- Ready – improved pricing is applied
Better Non-QM pricing is only one of many benefits of becoming an Approved Partner. Apart from that, you can access technologies such as LEADer CRM, ADvantage Loyalty Program, and Quick Pricer Pro to help you improve the efficiency of your working operations for free.
Available across Wholesale, Correspondent, and Correspondent Plus channels.
