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4.8 Stars | 1198 reviews
4.8 Stars | 100 reviews
25 bps on Non-QM
Extra Days=Extra Room


* Available for 1st & 2nd liens in AZ, CO, CT, DE, GA, IL, MA, MD, NC, NJ, NV, OH, OK, OR, PA, SC, TN, TX, UT, WA
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SPECIAL OFFER ENDS IN:
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How to Get an EXTRA 25 bps

STEP 1
Log in to your AIM account
STEP 2
Lock a Non-QM loan in eligible states
STEP 3
Applies automatically through July 31
Check Out Terms and Conditions
Any questions? Please contact:
1. Your Account Executive
2. Partner Support
email partnersupport@admortgage.com
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Promo-Eligible Programs

Programs

All Programs
All Programs
States highlighted in red are participating in the promotion
Until July 31
Don’t Miss Out! Exclusively for Non-QM loans.
The incentive applies to the following states:

Massachusetts | Nevada
South Carolina | Oregon
Colorado | Texas | Utah
New Jersey | Maryland
Tennessee | Oklahoma
Pennsylvania | Arizona
Connecticut | Georgia
North Carolina | Delaware
Ohio | Washington | Illinois
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SPECIAL OFFER ENDS IN:
0 days
0 Hrs
0 MINS

FAQ

What is the Extra 25 bps promotion?

The Extra 25 bps promotion offers a 25 basis points pricing improvement on eligible Non‑QM loans during the promotional period.

Which loan programs qualify for this promotion?

Non‑QM loan programs: Super Prime, Prime, DSCR, Foreign Nationals, and 2nd liens.

In which business channels is the promotion available?

Available across Wholesale, Correspondent, and Correspondent Plus channels.

In which states is the promotion available?

The promotion is available in the following states:
New Jersey, Texas, Arizona, Tennessee, Georgia, Maryland, Washington, Massachusetts, Illinois, Colorado, Nevada, Connecticut, Utah, Pennsylvania, South Carolina, North Carolina, Ohio, Delaware, Oregon, and Oklahoma.

What are the eligible lock dates?

Eligible Non‑QM loans must be locked from April 27 through July 31, 2026.

Are there any additional requirements to qualify?

Loans must meet all AD Mortgage eligibility, lock, and underwriting requirements and must be locked during the promotional period to qualify for the promotional pricing.

Why Choose AD Mortgage

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9,000+ partners

9,000+ partnering brokerage companies

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20 years

20 years in the mortgage industry

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49 states

Operating from coast to coast

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30 min

Responses to requests within 30 minutes

Why We Are Trusted

I send all of my Non‑QM deals to AD because we’re able to close quickly, and the underwriters provide fast, reliable turn times. That level of efficiency has truly helped me become a top producer at my branch.
What I value most isn’t just the new information that we get to take back to our team, but also the networking. At the end of the day, your network really is your net worth.

Genessys Ornelas
Mortgage broker
1:12
Watch video
And what I love the most is that you guys are listening. You value what we are telling you, as partners, and it’s so important because you’re hearing us and you’re making changes for that growth.
Tara Hickey
Senior Vice President
1:43
Watch video
Quick Pricer is one of my favorite tools to use just to see what the rates are or whether we can offer that program to the client at the beginning. Also, the account executives are great – they’re always there to answer questions.
Rudy Garcia
Mortgage broker
1:38
Watch video

The main thing with AD is that you guys do the deals that nobody else does. When you’re in the Non‑QM business, there’s a lot of pieces to the puzzle and we have to see how we structure the deal to make it work. A lot of deals I’ve closed with AD were already turned down by other lenders. So, I think that’s a big impact on our business.

Ernesto Alum
Loan Officer
2:16
Watch video

AD Mortgage is truly a one-stop shop for anything mortgage-related. From the initial application through closing, Sam and the team were professional, responsive, and knowledgeable at every step. This was our first condo purchase in Las Vegas. They made what’s usually a stressful process feel smooth and straightforward, answering every question quickly and clearly. It’s easy to see why they’re recognized as a top wholesale lender — their communication and expertise stood out from start to finish. I highly recommend AD Mortgage to anyone seeking a lender who genuinely cares about getting the job done right.

Christopher Turner
Posted to
07/17/2026

Great experience, fast close! Awesome customer service! Thank you

Edit Benyi
Posted to
07/13/2026

I have been in the business for 23 Years, this lender doesn’t play games, ctc in 12 days! Thank you!

Fernando Gomez
Posted to
07/14/2026

I am a broker and have used AD mortgage on various occasions and EVERY single time they deliver for our clients. Awesome company.

dax riley
Posted to
07/08/2026

A&D Mortgage is hands down one of the most reliable Non-QM lenders in the industry and I say this without mincing words.

james olawaye
Posted to
07/06/2026

AD Mortgage is great to work with… Experienced AE’s and UW team that understands Guidelines and good communication.

Matthew Thorne
Posted to
06/15/2026

A&D Mortgage has it all! Great programs, ease of use system, speed with customer service, and a great team of underwriters and closers. I am fortunate to have Eric Clark as my AE as he is the reason for providing me with great education and guidance all things A&D Mortgage has to offer. Highly recommend A&D Mortgage to my co-workers and peers.

Jeff Chard
Posted to
06/09/2026

I just closed a loan with AD Mortgage, and I couldn’t be more impressed with the experience. Their technology, service, communication, and overall process were excellent from start to finish. My borrower was truly impressed as well, which says a lot.
From beginning to close, everything ran smoothly and efficiently. A special shoutout to my Account Executive, Alana—her communication throughout the entire process was second to none. She stayed on top of every detail and made sure everything moved forward seamlessly.

Looking forward to working with this team again!

Fidel Mazon
Posted to
05/06/2026

AD Mortgage offers a varierty of products for many different lending needs. System is easy to navigate and helps guide me through many different scenarios easily. There are a lot of improvement recently making it friendly and easy to prospect.

Our Account Excecutive, Carlos Cavada, is very approachable and available. Their Power Up by AD event is amazing. It helped open my eyes to the full capabilities of AD. It’s great to explore so many other lending options and how they use AI to asssit along the way. The future is bright with AD.

Anne Nguyen
Posted to
04/11/2026

As a mortgage loan officer, I have the opportunity to work with many mortgage lenders. AD continues to impress with speed, efficiency, systems, rates, staff, from top to bottom a very pleasant experience working with A&D Mortgage.

Don Robinson
Posted to
04/29/2026

I send all of my Non‑QM deals to AD because we’re able to close quickly, and the underwriters provide fast, reliable turn times. That level of efficiency has truly helped me become a top producer at my branch.
What I value most isn’t just the new information that we get to take back to our team, but also the networking. At the end of the day, your network really is your net worth.

Genessys Ornelas
Mortgage broker
1:12
Watch video
And what I love the most is that you guys are listening. You value what we are telling you, as partners, and it’s so important because you’re hearing us and you’re making changes for that growth.
Tara Hickey
Senior Vice President
1:43
Watch video
Quick Pricer is one of my favorite tools to use just to see what the rates are or whether we can offer that program to the client at the beginning. Also, the account executives are great – they’re always there to answer questions.
Rudy Garcia
Mortgage broker
1:38
Watch video

The main thing with AD is that you guys do the deals that nobody else does. When you’re in the Non‑QM business, there’s a lot of pieces to the puzzle and we have to see how we structure the deal to make it work. A lot of deals I’ve closed with AD were already turned down by other lenders. So, I think that’s a big impact on our business.

Ernesto Alum
Loan Officer
2:16
Watch video

AD Mortgage is truly a one-stop shop for anything mortgage-related. From the initial application through closing, Sam and the team were professional, responsive, and knowledgeable at every step. This was our first condo purchase in Las Vegas. They made what’s usually a stressful process feel smooth and straightforward, answering every question quickly and clearly. It’s easy to see why they’re recognized as a top wholesale lender — their communication and expertise stood out from start to finish. I highly recommend AD Mortgage to anyone seeking a lender who genuinely cares about getting the job done right.

Christopher Turner
Posted to
07/17/2026

Great experience, fast close! Awesome customer service! Thank you

Edit Benyi
Posted to
07/13/2026

I have been in the business for 23 Years, this lender doesn’t play games, ctc in 12 days! Thank you!

Fernando Gomez
Posted to
07/14/2026

I am a broker and have used AD mortgage on various occasions and EVERY single time they deliver for our clients. Awesome company.

dax riley
Posted to
07/08/2026

A&D Mortgage is hands down one of the most reliable Non-QM lenders in the industry and I say this without mincing words.

james olawaye
Posted to
07/06/2026

AD Mortgage is great to work with… Experienced AE’s and UW team that understands Guidelines and good communication.

Matthew Thorne
Posted to
06/15/2026

A&D Mortgage has it all! Great programs, ease of use system, speed with customer service, and a great team of underwriters and closers. I am fortunate to have Eric Clark as my AE as he is the reason for providing me with great education and guidance all things A&D Mortgage has to offer. Highly recommend A&D Mortgage to my co-workers and peers.

Jeff Chard
Posted to
06/09/2026

I just closed a loan with AD Mortgage, and I couldn’t be more impressed with the experience. Their technology, service, communication, and overall process were excellent from start to finish. My borrower was truly impressed as well, which says a lot.
From beginning to close, everything ran smoothly and efficiently. A special shoutout to my Account Executive, Alana—her communication throughout the entire process was second to none. She stayed on top of every detail and made sure everything moved forward seamlessly.

Looking forward to working with this team again!

Fidel Mazon
Posted to
05/06/2026

AD Mortgage offers a varierty of products for many different lending needs. System is easy to navigate and helps guide me through many different scenarios easily. There are a lot of improvement recently making it friendly and easy to prospect.

Our Account Excecutive, Carlos Cavada, is very approachable and available. Their Power Up by AD event is amazing. It helped open my eyes to the full capabilities of AD. It’s great to explore so many other lending options and how they use AI to asssit along the way. The future is bright with AD.

Anne Nguyen
Posted to
04/11/2026

As a mortgage loan officer, I have the opportunity to work with many mortgage lenders. AD continues to impress with speed, efficiency, systems, rates, staff, from top to bottom a very pleasant experience working with A&D Mortgage.

Don Robinson
Posted to
04/29/2026
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