Non-QM Minimum FICOs Increased

Non-QM Loans
December 22, 2022
Non-QM Minimum FICOs Increased
In an effort to stay competitive and ensure that we continue to lend to credit-worthy borrowers, A&D Mortgage will be increasing our minimum FICO on select Non-QM programs effective on December 22 as follows:
The following programs will have minimum FICOs starting at 660:
  • Super Prime
  • DSCR
  • Asset Utilization
  • Permanent & Non-Permanent Residents
The following programs will have either have no FICO score or a minimum of 660:
  • Prime
  • Full Doc Non QM
  • 12/24 Month Bank Statements
  • P&L
  • WVOE
  • 1099
  • Foreign Nationals
Non-QM Loans