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4.8 Stars | 1252 reviews
4.8 Stars | 103 reviews
Get 50 bps with Rate Buydowns
Now with Lender-Paid Rate Buydowns, all October long!
GET IN TOUCH
Buydown Promo ENDS IN:
0 days
0 Hrs
0 MINS
Buydown Promo Highlights
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Benefits
Lower initial payments, increased affordability, greater purchasing power, and more savings with
an extra 50 bps.
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Rate Buydowns
Choose from 1-0, 1-1, 2-1, and 3-2-1 buydown plans. Add flexibility with Lender-Paid or Seller-Paid options.
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Programs & Channels
Conventional Fixed, 30-Year Fixed Super Prime, and Prime. The promo applies to Wholesale,
Non-Del, and Corr Plus.
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Transactions & Occupancy
Purchases and Rate/Term Refinances.
Primary Residences and Second Homes.
SCENARIO REQUEST

How to Receive an EXTRA 50 bps

STEP 1
Log in to your AIM Partner Portal account
STEP 2
Select a Buydown Plan in Products & Pricing
STEP 3
Lock an eligible loan by Oct 31. Applied automatically!
Check Out Terms & Conditions
Any questions? Please contact:
1. Your Account Executive
2. Partner Support
email partnersupport@admortgage.com
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Promo-Eligible Programs

Programs Fueling Your Growth

Programs

All Programs
All Programs
Buydown Promo ENDS IN:
0 days
0 Hrs
0 MINS

FAQ

What is the Buydown Promo?

AD Mortgage provides an additional 50 bps on eligible purchase loans with temporary rate buydowns throughout October 2026.

What are the promo dates?

The promo runs from August 5 through October 31.

What temporary rate buydown options does AD Mortgage offer?

Available options: 1-0, 1-1, 2-1, and 3-2-1.

Which loan programs qualify for this promotion?

  • The offering is available for eligible primary residences and second homes under the following programs:

Seller-Paid Buydowns: 30-Year Fixed Super Prime, Prime, AD Power Jumbo, and Fixed Conventional.

Lender-Paid Buydowns: 30-Year Fixed Super Prime, Prime, and Fixed Conventional.

  • Eligible transactions: Purchases, Rate/Term Refinances (for Conventional Fixed R/T Refinances, DU Approve is required).

In which business channels is the promotion available?

Available across Wholesale, Non-Del, and Correspondent Plus channels.

What are the eligible lock dates?

Eligible loans must be locked by October 31, 2026.

Are there any restrictions?

The following are not eligible for the Promotion: 

  • Interest-Only options under eligible Non-QM 30-Year Fixed programs 
  • Apex Prime 
  • Government loans 
  • Second liens 
  • Refinance transactions 
  • Loans originated through the Delegated Channel 

Are there any additional requirements to qualify?

Loans must meet all AD Mortgage eligibility, lock, and underwriting requirements and must be locked during the promotional period to qualify for the promotional pricing.

Why Choose AD Mortgage

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9,000+ partners

9,000+ partnering brokerage companies

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20 years

20 years in the mortgage industry

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49 states

Operating from coast to coast

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30 min

Responses to requests within 30 minutes

Why We Are Trusted

I send all of my Non‑QM deals to AD because we’re able to close quickly, and the underwriters provide fast, reliable turn times. That level of efficiency has truly helped me become a top producer at my branch.
What I value most isn’t just the new information that we get to take back to our team, but also the networking. At the end of the day, your network really is your net worth.

Genessys Ornelas
Mortgage broker
1:12
Watch video
And what I love the most is that you guys are listening. You value what we are telling you, as partners, and it’s so important because you’re hearing us and you’re making changes for that growth.
Tara Hickey
Senior Vice President
1:43
Watch video
Quick Pricer is one of my favorite tools to use just to see what the rates are or whether we can offer that program to the client at the beginning. Also, the account executives are great – they’re always there to answer questions.
Rudy Garcia
Mortgage broker
1:38
Watch video

The main thing with AD is that you guys do the deals that nobody else does. When you’re in the Non‑QM business, there’s a lot of pieces to the puzzle and we have to see how we structure the deal to make it work. A lot of deals I’ve closed with AD were already turned down by other lenders. So, I think that’s a big impact on our business.

Ernesto Alum
Loan Officer
2:16
Watch video

They are incredible, great people and culture. Amazing mortgage products.

Sergio Braga
Posted to
09/17/2026

I am so glad I found A&D Mortgage. My AE Michael Padgen is what made my experience an amazing one. He listens and takes his time with you. No rush to get you off the line like these other huge lenders. I highly recommend A&D Mortgage and especially Michael Padgen for his kind, caring and extremely knowledgeable customer service!

Kristie Woodward
Posted to
09/04/2026

Great to work with!

Tyshauna Butts
Posted to
08/05/2026

AD Mortgage is truly a one-stop shop for anything mortgage-related. From the initial application through closing, Sam and the team were professional, responsive, and knowledgeable at every step. This was our first condo purchase in Las Vegas. They made what’s usually a stressful process feel smooth and straightforward, answering every question quickly and clearly. It’s easy to see why they’re recognized as a top wholesale lender — their communication and expertise stood out from start to finish. I highly recommend AD Mortgage to anyone seeking a lender who genuinely cares about getting the job done right.

Christopher Turner
Posted to
07/17/2026

Mark Glaser and the entire AD Mortgage Team is very responsive and great to deal with! Highly recommend them! They also have unique programs which are required now. Thank You Mark and AD Team!

Manola Kozar
Posted to
07/31/2026

Great experience, fast close! Awesome customer service! Thank you

Edit Benyi
Posted to
07/13/2026

I have been in the business for 23 Years, this lender doesn’t play games, ctc in 12 days! Thank you!

Fernando Gomez
Posted to
07/14/2026

I am a broker and have used AD mortgage on various occasions and EVERY single time they deliver for our clients. Awesome company.

dax riley
Posted to
07/08/2026

A&D Mortgage is hands down one of the most reliable Non-QM lenders in the industry and I say this without mincing words.

james olawaye
Posted to
07/06/2026

AD Mortgage is great to work with… Experienced AE’s and UW team that understands Guidelines and good communication.

Matthew Thorne
Posted to
06/15/2026

A&D Mortgage has it all! Great programs, ease of use system, speed with customer service, and a great team of underwriters and closers. I am fortunate to have Eric Clark as my AE as he is the reason for providing me with great education and guidance all things A&D Mortgage has to offer. Highly recommend A&D Mortgage to my co-workers and peers.

Jeff Chard
Posted to
06/09/2026

I just closed a loan with AD Mortgage, and I couldn’t be more impressed with the experience. Their technology, service, communication, and overall process were excellent from start to finish. My borrower was truly impressed as well, which says a lot.
From beginning to close, everything ran smoothly and efficiently. A special shoutout to my Account Executive, Alana—her communication throughout the entire process was second to none. She stayed on top of every detail and made sure everything moved forward seamlessly.

Looking forward to working with this team again!

Fidel Mazon
Posted to
05/06/2026

I send all of my Non‑QM deals to AD because we’re able to close quickly, and the underwriters provide fast, reliable turn times. That level of efficiency has truly helped me become a top producer at my branch.
What I value most isn’t just the new information that we get to take back to our team, but also the networking. At the end of the day, your network really is your net worth.

Genessys Ornelas
Mortgage broker
1:12
Watch video
And what I love the most is that you guys are listening. You value what we are telling you, as partners, and it’s so important because you’re hearing us and you’re making changes for that growth.
Tara Hickey
Senior Vice President
1:43
Watch video
Quick Pricer is one of my favorite tools to use just to see what the rates are or whether we can offer that program to the client at the beginning. Also, the account executives are great – they’re always there to answer questions.
Rudy Garcia
Mortgage broker
1:38
Watch video

The main thing with AD is that you guys do the deals that nobody else does. When you’re in the Non‑QM business, there’s a lot of pieces to the puzzle and we have to see how we structure the deal to make it work. A lot of deals I’ve closed with AD were already turned down by other lenders. So, I think that’s a big impact on our business.

Ernesto Alum
Loan Officer
2:16
Watch video

They are incredible, great people and culture. Amazing mortgage products.

Sergio Braga
Posted to
09/17/2026

I am so glad I found A&D Mortgage. My AE Michael Padgen is what made my experience an amazing one. He listens and takes his time with you. No rush to get you off the line like these other huge lenders. I highly recommend A&D Mortgage and especially Michael Padgen for his kind, caring and extremely knowledgeable customer service!

Kristie Woodward
Posted to
09/04/2026

Great to work with!

Tyshauna Butts
Posted to
08/05/2026

AD Mortgage is truly a one-stop shop for anything mortgage-related. From the initial application through closing, Sam and the team were professional, responsive, and knowledgeable at every step. This was our first condo purchase in Las Vegas. They made what’s usually a stressful process feel smooth and straightforward, answering every question quickly and clearly. It’s easy to see why they’re recognized as a top wholesale lender — their communication and expertise stood out from start to finish. I highly recommend AD Mortgage to anyone seeking a lender who genuinely cares about getting the job done right.

Christopher Turner
Posted to
07/17/2026

Mark Glaser and the entire AD Mortgage Team is very responsive and great to deal with! Highly recommend them! They also have unique programs which are required now. Thank You Mark and AD Team!

Manola Kozar
Posted to
07/31/2026

Great experience, fast close! Awesome customer service! Thank you

Edit Benyi
Posted to
07/13/2026

I have been in the business for 23 Years, this lender doesn’t play games, ctc in 12 days! Thank you!

Fernando Gomez
Posted to
07/14/2026

I am a broker and have used AD mortgage on various occasions and EVERY single time they deliver for our clients. Awesome company.

dax riley
Posted to
07/08/2026

A&D Mortgage is hands down one of the most reliable Non-QM lenders in the industry and I say this without mincing words.

james olawaye
Posted to
07/06/2026

AD Mortgage is great to work with… Experienced AE’s and UW team that understands Guidelines and good communication.

Matthew Thorne
Posted to
06/15/2026

A&D Mortgage has it all! Great programs, ease of use system, speed with customer service, and a great team of underwriters and closers. I am fortunate to have Eric Clark as my AE as he is the reason for providing me with great education and guidance all things A&D Mortgage has to offer. Highly recommend A&D Mortgage to my co-workers and peers.

Jeff Chard
Posted to
06/09/2026

I just closed a loan with AD Mortgage, and I couldn’t be more impressed with the experience. Their technology, service, communication, and overall process were excellent from start to finish. My borrower was truly impressed as well, which says a lot.
From beginning to close, everything ran smoothly and efficiently. A special shoutout to my Account Executive, Alana—her communication throughout the entire process was second to none. She stayed on top of every detail and made sure everything moved forward seamlessly.

Looking forward to working with this team again!

Fidel Mazon
Posted to
05/06/2026
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