The Top 10 Most Affordable Cities in Kansas: Where Affordability Meets Quality of Life

Kansas, the heartland of America, offers a multitude of cities that combine affordability with a high quality of life. If you’re considering a move to the Sunflower State or seeking an affordable place to call home, this article is for you. We’ll explore the top 10 best places to live in Kansas, examining the factors that contribute to their affordability and highlighting the importance of quality of life, education, healthcare, recreation, and community.

Looking for a suitable loan program?

Choose among 20+ programs and get
a detailed loan calculation

Loan Calculator Programs

The Top 10 Best Places to Live in Kansas

10. Emporia

Emporia takes the top spot as one of the most affordable cities in Kansas. The cost of living in Emporia is below the national average, making it an attractive option for individuals and families. The city offers affordable housing options, low transportation costs, and reasonable healthcare expenses. Emporia boasts a charming downtown area, recreational parks, and numerous annual events that contribute to its vibrant community atmosphere.

9. Pittsburg

Located in the southeastern part of the state, Pittsburg is a thriving city known for its affordable living and strong sense of community. The cost of housing in Pittsburg is notably lower than the national average, making it an attractive option for residents. The city also offers excellent educational opportunities, with Pittsburg State University serving as a key institution within the community.

8. Hutchinson

Hutchinson, situated in the heart of Kansas, is another affordable city worth considering. With a cost of living below the national average, Hutchinson offers affordable housing options, low transportation costs, and reasonable healthcare expenses. The city is home to various cultural attractions, including the Kansas Cosmosphere and Space Center, which draws visitors from near and far.

7. Dodge City

Known for its rich Wild West history, Dodge City is an affordable city in southwestern Kansas. The cost of living in Dodge City is lower than the national average, with affordable housing options and reasonable expenses for groceries and transportation. The city’s Western heritage is evident in its attractions, such as the Boot Hill Museum and the annual Dodge City Days celebration.

6. Garden City

Located in southwestern Kansas, Garden City offers an affordable cost of living combined with a range of amenities. The city has affordable housing options, low transportation costs, and a diverse economy centered around agriculture and energy. Garden City’s community is enriched by its cultural diversity and the annual Tumbleweed Festival, celebrating the city’s western heritage.

5. Great Bend

Nestled along the banks of the Arkansas River, Great Bend is an affordable city in central Kansas. The cost of living in Great Bend is notably lower than the national average, with affordable housing options and reasonable healthcare expenses. The city’s natural beauty, including the nearby Cheyenne Bottoms Wildlife Area, provides opportunities for outdoor recreation and exploration.

4. Salina

Situated in north-central Kansas, Salina is an affordable city that offers a high quality of life. The cost of living in Salina is below the national average, with affordable housing options and lower healthcare costs. The city boasts a vibrant downtown area, cultural attractions like the Smoky Hill Museum, and a range of recreational activities.

3. Liberal

Located in southwestern Kansas, Liberal is an affordable city known for its warm and welcoming community. With a cost of living below the national average, Liberal offers affordable housing options, lower transportation costs, and reasonable healthcare expenses. The city’s diverse population contributes to its rich cultural heritage, celebrated through events like the International Pancake Day and the Oz Fest.

2. Hays

Nestled in the heart of Kansas, Hays is an affordable city with a strong sense of community. The cost of living in Hays is below the national average, with affordable housing options and reasonable expenses for groceries and healthcare. The city is home to Fort Hays State University, which adds to its cultural and educational offerings.

1. Wellington

Located in south-central Kansas, Wellington rounds out our list of the top 10 most affordable cities in the state. The cost of living in Wellington is lower than the national average, with affordable housing options and lower transportation costs. The city boasts a charming downtown area, recreational parks, and a close-knit community atmosphere.

Factors that Contribute to Affordability

Affordability is influenced by several factors.

1. Cost of Housing. These cities offer affordable housing options, including both rental properties and homes for purchase. The cost of housing is lower than the national average, making it easier for residents to find affordable accommodation.
2. Utilities and Transportation. The cost of utilities, such as electricity, water, and gas, is generally more reasonable in these cities. Transportation costs, including fuel prices and commuting expenses, are also lower compared to national averages.
3. Groceries and Everyday Expenses. The cost of groceries and everyday expenses, such as food, household goods, and services, is often more affordable in these cities. This allows residents to manage their day-to-day expenses effectively.

The Importance of Quality of Life

Affordability is not the only aspect to consider when choosing among the best places to live in Kansas. The following factors contribute to a high quality of life in these affordable Kansas cities:

1. Education. Access to quality education is crucial for families and individuals. Many of these cities offer excellent educational institutions, including public schools, colleges, and universities, providing opportunities for learning and personal growth.
2. Healthcare. Access to reliable healthcare facilities and services is essential for a high quality of life. These cities have reputable hospitals, clinics, and healthcare providers, ensuring that residents have access to quality medical care when needed.
3. Recreation and Natural Beauty. These affordable cities often boast a range of recreational opportunities and natural beauty. Residents can enjoy parks, trails, and outdoor activities, promoting a healthy and active lifestyle.
4. Community Engagement. A strong sense of community fosters connections, support, and a feeling of belonging. These cities promote community engagement through events, festivals, and a welcoming atmosphere, encouraging residents to get involved and form lasting relationships.

Struggling with
a loan scenario?

Get a solution in 30 minutes! Fill out
the short form and get your personal offer

Submit a Scenario

Conclusion

Kansas offers a variety of affordable cities that provide a high quality of life. These cities prioritize affordability without compromising on education, healthcare, recreation, and community engagement. Whether you’re seeking a small town with a strong sense of community or a city with a range of amenities, these best places to live in Kansas have something to offer. Consider exploring these cities to find the perfect place to call home, where affordability meets a fulfilling and enjoyable lifestyle.

Read More on Most Affordable Places: Find Your Dream State!

Arizona | Arkansas | California | Colorado | Florida | Georgia | Iowa | Indiana | Kansas | Maine | Massachusetts | Maryland | Michigan | Minnesota | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New York | North Carolina | Ohio | Oklahoma | Oregon | Rhode Island | South Carolina | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming

Ready to Take Your Business to the Next Level?

A&D Mortgage offers a full suite of products to meet your clients’ needs, including DSCR loans, bank statement loans, and conventional loans. As a trusted mortgage lender, we provide flexible solutions and competitive rates to ensure you can deliver the best options for your borrowers.

Explore our exclusive broker package and benefit from partnering with A&D Mortgage today. Plus, use our loan calculator for instant quotes and pricing on any product. Become a partner and access the best tools to grow your business.