California Special: Extra 50 bps on Non-QM Loans

July 02, 2026
Blog cover for California Special

California is not just dreamin‘ – we are making it real. AD Mortgage makes homeownership more affordable with our California Special – get an extra 50 bps on all Non-QM loans throughout July. Prime, Super Prime, DSCR, Foreign Nationals, and second liens are available, helping you gain an edge on every deal.

UNLOCK CALIFORNIA SPECIAL

Close More Non-QM Deals with California Special 

California remains the leading Non-QM mortgage market in the United States, driven by a high concentration of self-employed borrowers, real estate investors, and home prices that frequently exceed traditional agency lending limits. 

72,547 Non-QM loans were originated in California in 2025, representing 28.51% year-over-year growth, based on Polygon Research modelingAD Mortgage helps our partners capitalize on this trend with the California Special offer. 

How to Take Advantage of This Benefit? 

The enhanced California Special pricing is applied automatically – apply it in three simple steps: 

  1. Log in to your AIM account 
  2. Lock an eligible Non-QM loan in California – Wholesale, Correspondent, and Correspondent Plus business channels are available 
  3. Done! Applies automatically through July  31 

Not a partner yet? Complete a Broker Package today.

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