Hard Money

Min. FICO 580 Up to 70% CLTV

A&D Mortgage's Hard Money mortgage is a flexible and speedy solution for bridging financial gaps between the purchase of the next property and the sale of the current one. These loans are perfect for investment properties, whether residential, vacant, or tenant-occupied.

Program features

Loan amounts up to $2.5 million
Close in an LLC
Fast closing
5-year interest only
Foreign Nationals & Non-Permanent Residents are available

Why choose our Hard Money?

No reserves requirement
Minimum documents
0 seasoning for credit events

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Program details

Loan amounts up to $2.5 million

5-year interest only

Close in an LLC

DTI not required

Up to 70% CLTV

Investment Property: Residential vacant or tenant occupied; lease agreement is not required

Cash-out up to $2.5 million

No income verification required

No min reserves required

Gifts are permitted and reviewed on a case-by-case basis

No mortgage history required

0-month seasoning, BK must be discharged

Condo, 1-4 units, new construction PUD, new construction condo, commercial property, office, multifamily, condotel, retail, mixed-use, others

5-year fixed interest only, balloon in the end

US citizenship, Permanent & Non-Permanent Resident, Foreign National (minimum FICO 660)

Investment - LLCs/Corp Only

The Hard Money loans are subject to additional approval by the investor

Hard Money

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Program details

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Fast turnaround times

Disclosure

Underwriting

Conditions

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