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AD Mortgage

Super Prime

YES to Self-employed borrowers

  • All transaction types
  • 24 Months out of Credit Event
  • FICO 599
  • 85% CLTV
  • Loan Amount up to $3 Million
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Features

FICO 599
85% CLTV
Loan Amount up to $3 Million​
Max Cash-on-Hand $1 Million, no limit for CLTV < 55%​
30 & 40 Year Fixed​
DTI up to 55%​
1Y & 2Y Full Doc, 12/24 Bank Statement​
1Y & 2Y CPA P&L, Asset Utilization, WVOE, 1099​
3 Months Reserves​
Gift Funds for Reserves allowed​
24 Months out of Credit Event
3 active tradelines x 12 months or 2 active tradelines x 24 months​
Condos up to 85% CLTV, NY up to 85% CLTV​
Condotels allowed
No 30-day late payments in last 12 months or 90-day late payments in last 24 months

Turnaround Times

1
Disclosure
24 hours
2
Conditions
24 hours
3
Underwriting
24 hours
4
Closing
24 hours

Easy start

Just 5 simple steps to get this loan program

1
Choose a program
Start now
2
Fill form and send the application
3
We will
reach you back
4
Submit a Loan

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