Articles by Carl Holman

1. How to Get a Mortgage Without a Job: Explore Asset Utilization Loans
2. HUD Rule on 40-Year Mortgage Terms: Potential Upsides and Downsides
3. Condotel and Condominium Financing: Understanding the Basics
4. Does the Housing Market Need a ‘Swift Effect’?
5. DSCR Loans: A Guide for Mortgage Brokers Working with Real Estate Investors
6. Navigating Financing Challenges for Condotel Investments
7. Assessing Risks and Returns in Condotel Investments
8. Managing Client Expectations: Setting Realistic Goals and Timelines in the Mortgage Process
9. Navigating the Mortgage Process for Non-Permanent Residents
10. The Importance of Compliance and Ethical Practices in Mortgage Brokering
11. Exploring the Top 10 Most Affordable Cities in Massachusetts
12. Understanding Credit Scores and Their Impact on Mortgage Approvals
13. Mortgage Mavericks: On the Job with Rob Chrisman
14. Unconventional Wisdom for Mortgage Brokers: Unlocking the Potential of Conventional Mortgages
15. The Perils of Artificial Intelligence in Mortgage Brokering
16. Revolutionizing Mortgage Brokering: How AI Can Help You Expand Your Business
17. A&D Mortgage: Great at Non-QM Loans — And Conventional, Too!
18. A&D Records Record-Breaking $7 Million Loan
19. Non-QM Loans are Great Option for Self-Employed Millennial Homebuyers
20. IMPORTANT BROKER NEWS: Shutting Down OpenClose for New Submissions on June 8th
21. Improved Rates & LLPAs on Prime Jumbo
22. Check Us Out on Scotsman Guide’s June Cover!
23. Empower Your Business With Our Technology
24. A&D Market Digest for 5/30/22
25. Great Information You Can Bank On
26. AD NewsChat – The Power of Yes with One Finger
27. Your Non-QM Solution for Non-Warrantable Condos
28. A&D Market Digest for 5/23/22
29. A&D Mortgage Named Among South Florida Top Workplaces
30. It’s not taxing to submit loans for a 25 bps pricing adjustment
31. A&D Market Digest for 4/11/22 – High rates, flat yield curves
32. Partner with A&D on a DSCR loan
33. A&D Market Digest for 4/4/22 – Inflation Impacting Rates
34. 25 bps Price Adjustments on Non-QM Interest Only loans
35. Automated Decision Manager Launches!
36. A&D Market Digest for 3/21/22 – A New World of Rate Hikes
37. A&D Market Digest for 3/16/22 – Impact of Oil Price Increases
38. Can borrowers use WVOEs or 1099s to get a mortgage? YES!
39. A&D Market Digest for 3/1/22 – Future Volatility May Impact Rates
40. Does Your Lender Work with Non-Permanent Residents? We Do!
41. New Broker Origination Portal Launching Soon
42. Upcoming COVID Rollbacks and GSE Reminders
43. Does your lender work with Foreign Nationals? We do!
44. Non-QM Sector Expected To Have A Banner Year In 2022
45. A&D Mortgage Launches Weekly Webinar Series
46. Yes! We Finance Non-Warrantable Condos Loans Up to 90% LTV
47. AD Appraisal Center Launches on February 1
48. A&D Mortgage Introduces AD Studio
49. New Possibilities in New Year with Conventional Loans
50. New Year, New Tech.
51. Non-QM loans are a stable option for originators
52. A&D Mortgage Now on Telegram!
53. A&D Releases Improved Quick Pricer tool for Non-QM Loans
54. Non-QM Program Updates
55. New FHA Loan Limits in 2022!
56. Increased LTV for Foreign National Loans
57. New Conventional Loan Limit Increases for 2022 from $548,250 to $647,200!
58. Non-QM Mortgages: Getting more business when Conventional rates rise
59. Are brokers finally casting aside their refi comfort blanket?
60. New LLPA Enhancements to Non-QM Programs
61. New Conventional Loan Programs Launched
62. Increased Conventional Loan Limits
63. Webinar – Q&A – The Highlights of Non-QM for Inquiring Minds
64. Webinar – DSCR – No Income Verification? No Problem!
65. Webinar – Jumbo Loans Make a BIG Impact
66. Webinar – Bank Statements Are All You Need
67. Webinar – NON-QM Mixer: Everything You Need to Know about Non-QM Products!
68. Non-QMs Are an Undiscovered Gold Mine – Here’s Why 
69. How Brokers Can Help Unconventional Borrowers Buy a Home
70. A&D Mortgage in the News
71. A&D Mortgage Releases Competitive Prime Jumbo Loan Product
72. A&D Mortgage Recognized with Marketing and Communication Awards
73. Effective Immediately – Non-QM Program Updates
74. Exclusive Specials for Conventional Loans
75. No Overlay Fannie Mae Programs
76. Careful Underwriting Makes this a Valuable Loan
77. A&D to Issue Non-QM Bonds
78. Mortgage Rate Movements Bring Refinancing Back to a Tipping Point
79. Holiday Special
80. The leaves are falling and so are our rates on 2-4 unit properties
81. New UW Guidelines and Reduced Rates
82. Back to School Owner Occupied