Articles by Carl Holman

1. Understanding Credit Scores and Their Impact on Mortgage Approvals
2. Tariffs and the U.S. Housing Market: A Historical Analysis of Economic Impacts
3. Mortgage Options for Remote and Hybrid Workers
4. Transitions of Power: How Presidential Administrations Have Shaped Housing Trends Since 1969
5. Revitalizing Starter Homes in America
6. How to Get a Mortgage Without a Job: Explore Asset Utilization Loans
7. HUD Rule on 40-Year Mortgage Terms: Potential Upsides and Downsides
8. Condotel and Condominium Financing: Understanding the Basics
9. Does the Housing Market Need a ‘Swift Effect’?
10. DSCR Loans: A Guide for Mortgage Brokers Working with Real Estate Investors
11. Navigating Financing Challenges for Condotel Investments
12. Assessing Risks and Returns in Condotel Investments
13. Managing Client Expectations: Setting Realistic Goals and Timelines in the Mortgage Process
14. Navigating the Mortgage Process for Non-Permanent Residents
15. The Importance of Compliance and Ethical Practices in Mortgage Brokering
16. 10 Most Affordable Cities in Massachusetts
17. Mortgage Mavericks: On the Job with Rob Chrisman
18. Unconventional Wisdom for Brokers: The Potential of Conventional Mortgages
19. The Perils of Artificial Intelligence in Mortgage Brokering
20. Revolutionizing Mortgage Brokering: How AI Can Help You Expand Your Business
21. A&D Mortgage: Great at Non-QM Loans — And Conventional, Too!
22. A&D Records Record-Breaking $7 Million Loan
23. Non-QM Loans are Great Option for Self-Employed Millennial Homebuyers
24. IMPORTANT BROKER NEWS: Shutting Down OpenClose for New Submissions on June 8th
25. Improved Rates & LLPAs on Prime Jumbo
26. Check Us Out on Scotsman Guide’s June Cover!
27. Empower Your Business With Our Technology
28. A&D Market Digest for 5/30/22
29. Great Information You Can Bank On
30. Your Non-QM Solution for Non-Warrantable Condos
31. A&D Market Digest for 5/23/22
32. A&D Mortgage Named Among South Florida Top Workplaces
33. It’s Not Taxing to Submit Loans for a 25 Bps Pricing Adjustment [INACTIVE OFFER]
34. A&D Market Digest for 4/11/22 – High rates, flat yield curves
35. Partner with A&D on a DSCR loan
36. A&D Market Digest for 4/4/22 – Inflation Impacting Rates
37. 25 bps Price Adjustments on Non-QM Interest Only loans
38. Automated Decision Manager Launches!
39. A&D Market Digest for 3/21/22 – A New World of Rate Hikes
40. A&D Market Digest for 3/16/22 – Impact of Oil Price Increases
41. Can Borrowers Use WVOEs or 1099s to Get a Mortgage? YES!
42. A&D Market Digest for 3/1/22 – Future Volatility May Impact Rates
43. Does Your Lender Work with Non-Permanent Residents? We Do!
44. New Broker Origination Portal Launching Soon
45. Upcoming COVID Rollbacks and GSE Reminders
46. Does your lender work with Foreign Nationals? We do!
47. Non-QM Sector Expected To Have A Banner Year In 2022
48. A&D Mortgage Launches Weekly Webinar Series
49. Yes! We Finance Non-Warrantable Condos Loans Up to 90% LTV
50. AD Appraisal Center Launches on February 1
51. A&D Mortgage Introduces AD Studio
52. New Possibilities in New Year with Conventional Loans
53. New Year, New Tech.
54. Non-QM loans are a stable option for originators
55. A&D Mortgage Now on Telegram!
56. A&D Releases Improved Quick Pricer tool for Non-QM Loans
57. Non-QM Program Updates
58. New FHA Loan Limits in 2022!
59. Increased LTV for Foreign National Loans
60. New Conventional Loan Limit Increases for 2022 from $548,250 to $647,200!
61. Non-QM Mortgages: Getting more business when Conventional rates rise
62. Are brokers finally casting aside their refi comfort blanket?
63. New LLPA Enhancements to Non-QM Programs
64. New Conventional Loan Programs Launched
65. Increased Conventional Loan Limits
66. Webinar – Q&A – The Highlights of Non-QM for Inquiring Minds
67. Webinar – DSCR – No Income Verification? No Problem!
68. Webinar – Jumbo Loans Make a BIG Impact
69. Webinar – Bank Statements Are All You Need
70. Webinar – NON-QM Mixer: Everything You Need to Know about Non-QM Products!
71. Non-QMs Are an Undiscovered Gold Mine – Here’s Why 
72. How Brokers Can Help Unconventional Borrowers Buy a Home
73. A&D Mortgage in the News
74. A&D Mortgage Releases Competitive Prime Jumbo Loan Product
75. A&D Mortgage Recognized with Marketing and Communication Awards
76. Effective Immediately – Non-QM Program Updates
77. Exclusive Specials for Conventional Loans
78. No Overlay Fannie Mae Programs
79. Careful Underwriting Makes this a Valuable Loan
80. A&D to Issue Non-QM Bonds
81. Mortgage Rate Movements Bring Refinancing Back to a Tipping Point
82. Holiday Special
83. The Leaves Are Falling and So Are Our Rates on 2-4 Unit Properties [INACTIVE OFFER]
84. New UW Guidelines and Reduced Rates [INACTIVE]
85. Back to School Owner Occupied