Articles by Carl Holman

1. Revitalizing Starter Homes in America
2. How to Get a Mortgage Without a Job: Explore Asset Utilization Loans
3. HUD Rule on 40-Year Mortgage Terms: Potential Upsides and Downsides
4. Condotel and Condominium Financing: Understanding the Basics
5. Does the Housing Market Need a ‘Swift Effect’?
6. DSCR Loans: A Guide for Mortgage Brokers Working with Real Estate Investors
7. Navigating Financing Challenges for Condotel Investments
8. Assessing Risks and Returns in Condotel Investments
9. Managing Client Expectations: Setting Realistic Goals and Timelines in the Mortgage Process
10. Navigating the Mortgage Process for Non-Permanent Residents
11. The Importance of Compliance and Ethical Practices in Mortgage Brokering
12. Exploring the Top 10 Most Affordable Cities in Massachusetts
13. Understanding Credit Scores and Their Impact on Mortgage Approvals
14. Mortgage Mavericks: On the Job with Rob Chrisman
15. Unconventional Wisdom for Mortgage Brokers: Unlocking the Potential of Conventional Mortgages
16. The Perils of Artificial Intelligence in Mortgage Brokering
17. Revolutionizing Mortgage Brokering: How AI Can Help You Expand Your Business
18. A&D Mortgage: Great at Non-QM Loans — And Conventional, Too!
19. A&D Records Record-Breaking $7 Million Loan
20. Non-QM Loans are Great Option for Self-Employed Millennial Homebuyers
21. IMPORTANT BROKER NEWS: Shutting Down OpenClose for New Submissions on June 8th
22. Improved Rates & LLPAs on Prime Jumbo
23. Check Us Out on Scotsman Guide’s June Cover!
24. Empower Your Business With Our Technology
25. A&D Market Digest for 5/30/22
26. Great Information You Can Bank On
27. AD NewsChat – The Power of Yes with One Finger
28. Your Non-QM Solution for Non-Warrantable Condos
29. A&D Market Digest for 5/23/22
30. A&D Mortgage Named Among South Florida Top Workplaces
31. It’s not taxing to submit loans for a 25 bps pricing adjustment
32. A&D Market Digest for 4/11/22 – High rates, flat yield curves
33. Partner with A&D on a DSCR loan
34. A&D Market Digest for 4/4/22 – Inflation Impacting Rates
35. 25 bps Price Adjustments on Non-QM Interest Only loans
36. Automated Decision Manager Launches!
37. A&D Market Digest for 3/21/22 – A New World of Rate Hikes
38. A&D Market Digest for 3/16/22 – Impact of Oil Price Increases
39. Can borrowers use WVOEs or 1099s to get a mortgage? YES!
40. A&D Market Digest for 3/1/22 – Future Volatility May Impact Rates
41. Does Your Lender Work with Non-Permanent Residents? We Do!
42. New Broker Origination Portal Launching Soon
43. Upcoming COVID Rollbacks and GSE Reminders
44. Does your lender work with Foreign Nationals? We do!
45. Non-QM Sector Expected To Have A Banner Year In 2022
46. A&D Mortgage Launches Weekly Webinar Series
47. Yes! We Finance Non-Warrantable Condos Loans Up to 90% LTV
48. AD Appraisal Center Launches on February 1
49. A&D Mortgage Introduces AD Studio
50. New Possibilities in New Year with Conventional Loans
51. New Year, New Tech.
52. Non-QM loans are a stable option for originators
53. A&D Mortgage Now on Telegram!
54. A&D Releases Improved Quick Pricer tool for Non-QM Loans
55. Non-QM Program Updates
56. New FHA Loan Limits in 2022!
57. Increased LTV for Foreign National Loans
58. New Conventional Loan Limit Increases for 2022 from $548,250 to $647,200!
59. Non-QM Mortgages: Getting more business when Conventional rates rise
60. Are brokers finally casting aside their refi comfort blanket?
61. New LLPA Enhancements to Non-QM Programs
62. New Conventional Loan Programs Launched
63. Increased Conventional Loan Limits
64. Webinar – Q&A – The Highlights of Non-QM for Inquiring Minds
65. Webinar – DSCR – No Income Verification? No Problem!
66. Webinar – Jumbo Loans Make a BIG Impact
67. Webinar – Bank Statements Are All You Need
68. Webinar – NON-QM Mixer: Everything You Need to Know about Non-QM Products!
69. Non-QMs Are an Undiscovered Gold Mine – Here’s Why 
70. How Brokers Can Help Unconventional Borrowers Buy a Home
71. A&D Mortgage in the News
72. A&D Mortgage Releases Competitive Prime Jumbo Loan Product
73. A&D Mortgage Recognized with Marketing and Communication Awards
74. Effective Immediately – Non-QM Program Updates
75. Exclusive Specials for Conventional Loans
76. No Overlay Fannie Mae Programs
77. Careful Underwriting Makes this a Valuable Loan
78. A&D to Issue Non-QM Bonds
79. Mortgage Rate Movements Bring Refinancing Back to a Tipping Point
80. Holiday Special
81. The leaves are falling and so are our rates on 2-4 unit properties
82. New UW Guidelines and Reduced Rates
83. Back to School Owner Occupied