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Articles by Carl Holman
Does the Housing Market Need a ‘Swift Effect’?
Navigating Financing Challenges for Condotel Investments
Assessing Risks and Returns in Condotel Investments
Condotel Financing: Understanding the Basics
Managing Client Expectations: Setting Realistic Goals and Timelines in the Mortgage Process
Navigating the Mortgage Process for Non-Permanent Residents
The Importance of Compliance and Ethical Practices in Mortgage Brokering
Exploring the Top 10 Most Affordable Cities in Massachusetts
Understanding Credit Scores and Their Impact on Mortgage Approvals
Mortgage Mavericks: On the Job with Rob Chrisman
Unconventional Wisdom for Mortgage Brokers: Unlocking the Potential of Conventional Mortgages
DSCR Loans: A Guide for Mortgage Brokers Working with Real Estate Investors
The Perils of Artificial Intelligence in Mortgage Brokering
Revolutionizing Mortgage Brokering: How AI Can Help You Expand Your Business
HUD Rule on 40-Year Mortgage Terms: Potential Upsides and Downsides
A&D Mortgage: Great at Non-QM Loans — And Conventional, Too!
A&D Records Record-Breaking $7 Million Loan
Non-QM Loans are Great Option for Self-Employed Millennial Homebuyers
IMPORTANT BROKER NEWS: Shutting Down OpenClose for New Submissions on June 8th
Improved Rates & LLPAs on Prime Jumbo
Check Us Out on Scotsman Guide’s June Cover!
Empower Your Business With Our Technology
A&D Market Digest for 5/30/22
Great Information You Can Bank On
AD NewsChat – The Power of Yes with One Finger
Your Non-QM Solution for Non-Warrantable Condos
A&D Market Digest for 5/23/22
A&D Mortgage Named Among South Florida Top Workplaces
It’s not taxing to submit loans for a 25 bps pricing adjustment
Not All Borrowers Fit Neatly Into The Boxes
A&D Market Digest for 4/11/22 – High rates, flat yield curves
Partner with A&D on a DSCR loan
A&D Market Digest for 4/4/22 – Inflation Impacting Rates
25 bps Price Adjustments on Non-QM Interest Only loans
Automated Decision Manager Launches!
A&D Market Digest for 3/21/22 – A New World of Rate Hikes
A&D Market Digest for 3/16/22 – Impact of Oil Price Increases
Can borrowers use WVOEs or 1099s to get a mortgage? YES!
A&D Market Digest for 3/1/22 – Future Volatility May Impact Rates
Does Your Lender Work with Non-Permanent Residents? We Do!
New Broker Origination Portal Launching Soon
Upcoming COVID Rollbacks and GSE Reminders
Does your lender work with Foreign Nationals? We do!
Non-QM Sector Expected To Have A Banner Year In 2022
A&D Mortgage Launches Weekly Webinar Series
Yes! We Finance Non-Warrantable Condos Loans Up to 90% LTV
AD Appraisal Center Launches on February 1
A&D Mortgage Introduces AD Studio
New Possibilities in New Year with Conventional Loans
New Year, New Tech.
Non-QM loans are a stable option for originators
A&D Mortgage Now on Telegram!
A&D Releases Improved Quick Pricer tool for Non-QM Loans
Non-QM Program Updates
New FHA Loan Limits in 2022!
Increased LTV for Foreign National Loans
New Conventional Loan Limit Increases for 2022 from $548,250 to $647,200!
Non-QM Mortgages: Getting more business when Conventional rates rise
Are brokers finally casting aside their refi comfort blanket?
New LLPA Enhancements to Non-QM Programs
New Conventional Loan Programs Launched
Increased Conventional Loan Limits
Webinar – Q&A – The Highlights of Non-QM for Inquiring Minds
Webinar – DSCR – No Income Verification? No Problem!
Webinar – Jumbo Loans Make a BIG Impact
Webinar – Bank Statements Are All You Need
Webinar – NON-QM Mixer: Everything You Need to Know about Non-QM Products!
Non-QMs Are an Undiscovered Gold Mine – Here’s Why
How Brokers Can Help Unconventional Borrowers Buy a Home
A&D Mortgage in the News
A&D Mortgage Releases Competitive Prime Jumbo Loan Product
A&D Mortgage Recognized with Marketing and Communication Awards
Effective Immediately – Non-QM Program Updates
Exclusive Specials for Conventional Loans
No Overlay Fannie Mae Programs
Careful Underwriting Makes this a Valuable Loan
A&D to Issue Non-QM Bonds
Saying “Yes” to More Borrowers With Non-QM Loans
Mortgage rate movements bring refinancing back to a tipping point.
The leaves are falling and so are our rates on 2-4 unit properties
New UW Guidelines and Reduced Rates
Back to School Owner Occupied