Programs
Quick Pricer
Services & Tools
Broker Support
Partner Portal
Concierge Service
AD Appraisal Center
AD Studio
Resources
Documents & Forms
Announcements
Events & Webinars
AD Learning Center
Blog
Why Us
About A&D
Turnaround Times
Associations
Press about A&D
Awards
Contacts
My Mortgage
(855) ADLOANS
Partner Login
Become a Partner
Become a Partner
Articles by Carl Holman
Unconventional Wisdom for Mortgage Brokers: Unlocking the Potential of Conventional Mortgages
DSCR Loans: A Guide for Mortgage Brokers Working with Real Estate Investors
The Perils of Artificial Intelligence in Mortgage Brokering
Revolutionizing Mortgage Brokering: How AI Can Help You Expand Your Business
HUD Rule on 40-Year Mortgage Terms: Potential Upsides and Downsides
A&D Mortgage: Great at Non-QM Loans — And Conventional, Too!
A&D Records Record-Breaking $7 Million Loan
Non-QM Loans are Great Option for Self-Employed Millennial Homebuyers
IMPORTANT BROKER NEWS: Shutting Down OpenClose for New Submissions on June 8th
Improved Rates & LLPAs on Prime Jumbo
Check Us Out on Scotsman Guide’s June Cover!
Empower Your Business With Our Technology
A&D Market Digest for 5/30/22
Great Information You Can Bank On
AD NewsChat – The Power of Yes with One Finger
Your Non-QM Solution for Non-Warrantable Condos
A&D Market Digest for 5/23/22
A&D Mortgage Named Among South Florida Top Workplaces
It’s not taxing to submit loans for a 25 bps pricing adjustment
Not All Borrowers Fit Neatly Into The Boxes
A&D Market Digest for 4/11/22 – High rates, flat yield curves
Partner with A&D on a DSCR loan
A&D Market Digest for 4/4/22 – Inflation Impacting Rates
25 bps Price Adjustments on Non-QM Interest Only loans
Automated Decision Manager Launches!
A&D Market Digest for 3/21/22 – A New World of Rate Hikes
A&D Market Digest for 3/16/22 – Impact of Oil Price Increases
Can borrowers use WVOEs or 1099s to get a mortgage? YES!
A&D Market Digest for 3/1/22 – Future Volatility May Impact Rates
Does your lender work with Non-Permanent Residents? We do!
New Broker Origination Portal Launching Soon
Upcoming COVID Rollbacks and GSE Reminders
Does your lender work with Foreign Nationals? We do!
Non-QM Sector Expected To Have A Banner Year In 2022
A&D Mortgage Launches Weekly Webinar Series
Yes! We Finance Non-Warrantable Condos Loans Up to 90% LTV
AD Appraisal Center Launches on February 1
A&D Mortgage Introduces AD Studio
New Possibilities in New Year with Conventional Loans
New Year, New Tech.
Non-QM loans are a stable option for originators
A&D Mortgage Now on Telegram!
A&D Releases Improved Quick Pricer tool for Non-QM Loans
Non-QM Program Updates
New FHA Loan Limits in 2022!
Increased LTV for Foreign National Loans
New Conventional Loan Limit Increases for 2022 from $548,250 to $647,200!
Non-QM Mortgages: Getting more business when Conventional rates rise
Are brokers finally casting aside their refi comfort blanket?
New LLPA Enhancements to Non-QM Programs
New Conventional Loan Programs Launched
Increased Conventional Loan Limits
Webinar – Q&A – The Highlights of Non-QM for Inquiring Minds
Webinar – DSCR – No Income Verification? No Problem!
Webinar – Jumbo Loans Make a BIG Impact
Webinar – Bank Statements Are All You Need
Webinar – NON-QM Mixer: Everything You Need to Know about Non-QM Products!
Non-QMs Are an Undiscovered Gold Mine – Here’s Why
How Brokers Can Help Unconventional Borrowers Buy a Home
A&D Mortgage in the News
A&D Mortgage Releases Competitive Prime Jumbo Loan Product
A&D Mortgage Recognized with Marketing and Communication Awards
Effective Immediately – Non-QM Program Updates
Exclusive Specials for Conventional Loans
No Overlay Fannie Mae Programs
Careful Underwriting Makes this a Valuable Loan
A&D to Issue Non-QM Bonds
Saying “Yes” to More Borrowers With Non-QM Loans
Mortgage rate movements bring refinancing back to a tipping point.
Holiday Special
The leaves are falling and so are our rates on 2-4 unit properties
New UW Guidelines and Reduced Rates
Back to School Owner Occupied