Articles by Carl Holman

1. Tariffs and the U.S. Housing Market: A Historical Analysis of Economic Impacts
2. Mortgage Options for Remote and Hybrid Workers
3. Transitions of Power: How Presidential Administrations Have Shaped Housing Trends Since 1969
4. Revitalizing Starter Homes in America
5. How to Get a Mortgage Without a Job: Explore Asset Utilization Loans
6. HUD Rule on 40-Year Mortgage Terms: Potential Upsides and Downsides
7. Condotel and Condominium Financing: Understanding the Basics
8. Does the Housing Market Need a ‘Swift Effect’?
9. DSCR Loans: A Guide for Mortgage Brokers Working with Real Estate Investors
10. Navigating Financing Challenges for Condotel Investments
11. Assessing Risks and Returns in Condotel Investments
12. Managing Client Expectations: Setting Realistic Goals and Timelines in the Mortgage Process
13. Navigating the Mortgage Process for Non-Permanent Residents
14. The Importance of Compliance and Ethical Practices in Mortgage Brokering
15. 10 Most Affordable Cities in Massachusetts
16. Understanding Credit Scores and Their Impact on Mortgage Approvals
17. Mortgage Mavericks: On the Job with Rob Chrisman
18. Unconventional Wisdom for Brokers: The Potential of Conventional Mortgages
19. The Perils of Artificial Intelligence in Mortgage Brokering
20. Revolutionizing Mortgage Brokering: How AI Can Help You Expand Your Business
21. A&D Mortgage: Great at Non-QM Loans — And Conventional, Too!
22. A&D Records Record-Breaking $7 Million Loan
23. Non-QM Loans are Great Option for Self-Employed Millennial Homebuyers
24. IMPORTANT BROKER NEWS: Shutting Down OpenClose for New Submissions on June 8th
25. Improved Rates & LLPAs on Prime Jumbo
26. Check Us Out on Scotsman Guide’s June Cover!
27. Empower Your Business With Our Technology
28. A&D Market Digest for 5/30/22
29. Great Information You Can Bank On
30. AD NewsChat – The Power of Yes with One Finger
31. Your Non-QM Solution for Non-Warrantable Condos
32. A&D Market Digest for 5/23/22
33. A&D Mortgage Named Among South Florida Top Workplaces
34. It’s not taxing to submit loans for a 25 bps pricing adjustment
35. A&D Market Digest for 4/11/22 – High rates, flat yield curves
36. Partner with A&D on a DSCR loan
37. A&D Market Digest for 4/4/22 – Inflation Impacting Rates
38. 25 bps Price Adjustments on Non-QM Interest Only loans
39. Automated Decision Manager Launches!
40. A&D Market Digest for 3/21/22 – A New World of Rate Hikes
41. A&D Market Digest for 3/16/22 – Impact of Oil Price Increases
42. Can borrowers use WVOEs or 1099s to get a mortgage? YES!
43. A&D Market Digest for 3/1/22 – Future Volatility May Impact Rates
44. Does Your Lender Work with Non-Permanent Residents? We Do!
45. New Broker Origination Portal Launching Soon
46. Upcoming COVID Rollbacks and GSE Reminders
47. Does your lender work with Foreign Nationals? We do!
48. Non-QM Sector Expected To Have A Banner Year In 2022
49. A&D Mortgage Launches Weekly Webinar Series
50. Yes! We Finance Non-Warrantable Condos Loans Up to 90% LTV
51. AD Appraisal Center Launches on February 1
52. A&D Mortgage Introduces AD Studio
53. New Possibilities in New Year with Conventional Loans
54. New Year, New Tech.
55. Non-QM loans are a stable option for originators
56. A&D Mortgage Now on Telegram!
57. A&D Releases Improved Quick Pricer tool for Non-QM Loans
58. Non-QM Program Updates
59. New FHA Loan Limits in 2022!
60. Increased LTV for Foreign National Loans
61. New Conventional Loan Limit Increases for 2022 from $548,250 to $647,200!
62. Non-QM Mortgages: Getting more business when Conventional rates rise
63. Are brokers finally casting aside their refi comfort blanket?
64. New LLPA Enhancements to Non-QM Programs
65. New Conventional Loan Programs Launched
66. Increased Conventional Loan Limits
67. Webinar – Q&A – The Highlights of Non-QM for Inquiring Minds
68. Webinar – DSCR – No Income Verification? No Problem!
69. Webinar – Jumbo Loans Make a BIG Impact
70. Webinar – Bank Statements Are All You Need
71. Webinar – NON-QM Mixer: Everything You Need to Know about Non-QM Products!
72. Non-QMs Are an Undiscovered Gold Mine – Here’s Why 
73. How Brokers Can Help Unconventional Borrowers Buy a Home
74. A&D Mortgage in the News
75. A&D Mortgage Releases Competitive Prime Jumbo Loan Product
76. A&D Mortgage Recognized with Marketing and Communication Awards
77. Effective Immediately – Non-QM Program Updates
78. Exclusive Specials for Conventional Loans
79. No Overlay Fannie Mae Programs
80. Careful Underwriting Makes this a Valuable Loan
81. A&D to Issue Non-QM Bonds
82. Mortgage Rate Movements Bring Refinancing Back to a Tipping Point
83. Holiday Special
84. The leaves are falling and so are our rates on 2-4 unit properties
85. New UW Guidelines and Reduced Rates
86. Back to School Owner Occupied